Saint Xavier University Chicago Campus

Health Insurance for Students

Comparable Coverage

The comparable coverage requirements for alternate insurance plans have changed for the 2017-2018 academic year! Waivers will be denied if all of the following criteria are not met.

Alternate insurance plans:

Auditing for Compliance

Beginning in 2017-2018, all students who waive SXU Health Insurance enrollment will be audited to ensure their insurance plans meet the University's requirements for comparable coverage. Students will be given an opportunity to correct and/or update insurance information if they fail an insurance audit, e.g., inaccurate data entry, coverage no longer active, plan does not meet all waiver requirements, etc.

If your alternate insurance plan fails an insurance audit, you will have 10 business days either to supplement your existing plan or find a different plan that fully meets the University's comparable coverage requirements; otherwise, you will be reenrolled in the University Student Health Insurance Plan for the entire academic year, and you will be billed the semester premium installments.

Essential Health Benefits, per the Affordable Care Act (ACA)

In addition to the criteria noted above, all alternate insurance plans must include the following benefits, as required by ACA:

*If a student will be studying abroad, routine and emergency care -- and all coverage requirements noted above -- must be provided in the local area where the student will be studying/residing.